Terms and Conditions

This website and its content (the "Site") are provided to you as a service of The Leuthold Group, LLC. ("The Leuthold Group", "TLG", "we", "us" or "our").

ACCESS

Access to the Site is provided free of charge (although some content may only be available to paying subscribers) and does not create a professional services relationship or any other relationship with The Leuthold Group.

Fees, Refunds and Charges

Subscription Fees

Client (research subscriber) shall pay for all subscription fees, and hereby authorizes The Leuthold Group (and its payment processors) to debit Client's bank account or charge Client's credit card, as stated on Client's subscription and billing page. Client agrees that all subscriptions are recurring and will renew automatically. Client shall also be solely responsible for paying and remitting to the appropriate tax authorities all applicable taxes (withholding tax, sales tax, services tax, value-added tax (VAT), goods and services tax (GST), etc.) or duties imposed by any government entity or collecting agency except those taxes based on The Leuthold Group's net income. In the event Client fails to satisfy its tax and/or duty obligations herein, Client shall reimburse The Leuthold Group upon demand for any taxes and/or duties paid on behalf of Client and shall defend, indemnify and hold The Leuthold Group harmless against any claim and/or liability (including penalties) resulting from Client's failure to pay such taxes and/or duties.

Cancellation Policy

Client acknowledges that all subscription fees are charged automatically on a recurring basis until the Client cancels their subscription (both month-to-month and annual plans). Client may cancel their subscription by logging into their Advisors.LeutholdGroup.com account, go to the billing page, and clicking the "Cancel" button. A confirmation email receipt is sent to the Client with the expiration date of the subscription. Please keep in mind that you are solely responsible for properly canceling your account. You must email support before or on the payment due date. However, you can also contact support if you are having difficulty or need help.

The Leuthold Group's Refund Policy

All Leuthold Group subscriptions include a 14-day free trial. After 14 days, the Service is billed in advance on a monthly or annual basis and is non-refundable; no refunds will be issued. The Leuthold Group does not offer prorated refunds for cancelled subscription plans. There will be no refunds or credits for partial months of service, upgrade/downgrade refunds, or refunds for months unused with an open account. In order to treat everyone equally, no exceptions will be made.

All subscriptions, both month-to-month and annual plans, are recurring and will automatically renew after the end of each paid subscription period.

The Leuthold Group is committed to the success of our customers, but through experience we have found that users have varying requirements, capabilities, and limitations with regard to the types of devices and software they can use, the way their local network is configured, the speed of their internet connection, etc.

These issues will certainly impact a customer's ability to use The Leuthold Group Research as it is intended.

Accordingly, The Leuthold Group offers a 14-day Free Trial and is happy to extend the trial period for users who need more time to evaluate our research and its compatibility with their specific environment.

The Leuthold Group also offers a Month-to-Month Subscription Plan, which allows customers to switch to annual or cancel at any time without penalty.

Finally, The Leuthold Group offers an Annual Subscription Plan at a significant discount. We recommend this plan for customers who are certain that The Leuthold Group is compatible with their environment. It is your responsibility to evaluate The Leuthold Group, including its features, limitations, and system requirements before selecting the Annual Plan.

If you are not certain that The Leuthold Group is a fit for your use case and environment, then you should not choose the Annual Plan.

The Leuthold Group will not issue refunds to Annual Plan customers on the basis of customers no longer interested in reading the research, not understanding the system requirements, including inadequate internet speed or consistency, or incompatible devices, operating systems, or browser software versions.

If you choose the Annual Plan, you are entering into a one-year subscription contract that expires 12 months after your trial period. You are responsible for paying for the entire subscription. If you decide to cancel before the term of your subscription is up, then you will still be billed for the remaining months on your subscription and will still have access to its benefits until it expires.

COPYRIGHTS, INTELLECTUAL PROPERTIES

The Leuthold Group is the owner of this Site and, together with third parties whose materials are used by TLG under license, is the owner of all intellectual property rights in all materials used herein (including information and compilations of data, artwork, text, video, audio, images, or pictures and the arrangement thereof -- collectively, the "Materials"). Materials may not be copied, distributed or transmitted in any manner without the prior written consent of TLG. You may download, print and store copies of the Materials for personal, non-commercial use, provided that you do not modify or alter the Materials in any way, nor delete or change any copyright notice. You acknowledge that some or all of the rights, title and/or interests in and to the products, technology and/or processes described in or used in connection with the Site may be the subject of other intellectual property rights reserved by TLG or other third parties. Except as expressly permitted, no license is granted with respect to any intellectual property rights, and all right, title and/or interest in and to the Materials and/or any products, technology and/or processes described on this Site, shall at all times remain the property of TLG, its licensors or any applicable third party.

LIABILITY RESTRICTIONS

ALL INFORMATION ON THIS SITE IS PROVIDED TO YOU "AS IS" WITHOUT WARRANTY OF ANY KIND EITHER EXPRESS OR IMPLIED INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, SECURITY OR ACCURACY. This Site utilizes information prepared by us from internal and external sources, which we believe to be reliable information. However, we do not represent that this information is accurate or complete or remains up-to-date since its initial posting. It is your responsibility to evaluate the accuracy, completeness or usefulness of any information available through this Site. TLG is not responsible for the content of any off-site pages or other sites linked to the Site and shall not be liable for any damages or injury arising out of access to or use of the content. Any links to other sites are not intended as referrals or endorsements but are merely provided to the users of the Site for convenience and informational purposes.

TLG makes no representations or warranties that Site content is applicable to or appropriate for use in locations outside of the United States of America.

Neither TLG nor any other party involved in creating, producing or delivering the Site shall be liable for: 1) any loss or injury caused, in whole or in part, by its actions, omissions or negligence, or for contingencies beyond its control, in procuring, compiling, or delivering the Materials or other matters presented at the Site; 2) any errors, omissions or inaccuracies in the Materials or other matters presented at the Site regardless of how caused, or delays or interruptions in delivery of the Materials or other matters presented at the Site; 3) any decision made or action taken or not taken in reliance upon the Materials or other matters presented at the Site; 4) any damages or injury resulting from your access to this Site, including, but not limited to, damage to or failure by your computer equipment or other property, communication line failures, computer viruses or inability to access this Internet site; or 5) any other direct, incidental, consequential, indirect, or punitive damages or losses, whether in contract, tort or otherwise, arising out of access to or use of the Site.

NOT AN OFFER

The Site and the Materials do not constitute an offer to sell, or the solicitation of an offer to buy, any securities and must not be relied upon in connection with any investment decision.

CONTENT CHANGES

We may make changes to the information on the Site, or to the services described therein, at any time without notice. You should periodically visit this page to review the then current Terms and Conditions to which you are bound and verify information obtained from this Site before you act upon it by calling us.